Take the right steps toward homeownership

Here’s where you’ll find information that will help you make the right decisions about getting a new home loan. Bank of America is committed to making the process clearer and more straightforward every step of the way. You’ll have access to:

  • Online tools and resources that help clarify the home buying process for you from beginning to end.
  • Low, competitive rates
  • A dedicated mortgage specialist to help you every step of the way, from application to closing

Take the right steps toward homeownership

Here’s where you’ll find information that will help you make the right decisions about getting a new home loan. Bank of America is committed to making the process clearer and more straightforward every step of the way. You’ll have access to:

  • Online tools and resources that help clarify the home buying process for you from beginning to end.
  • Low, competitive rates
  • A dedicated mortgage specialist to help you every step of the way, from application to closing
 
 
 

Today's California mortgage rates

This table correlates Conforming products to rate, point, and APR% information.
Conforming
Rate layer
APR layer
Points layer
Monthly paymentFootnote *
30-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
15-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
7/1 ARM layer (variable)
X.XXX% X.XXX% X.XXX $X.XXXFootnote (initial)
5/1 ARM layer (variable)
X.XXX% X.XXX% X.XXX $X.XXXFootnote (initial)
This table correlates Jumbo products to rate, point, and APR% information.
Jumbo
Rate layer
APR layer
Points layer
Monthly paymentFootnote *
30-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
15-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
This table correlates FHA products to rate, point, and APR% information.
FHA
Rate layer
APR layer
Points layer
Monthly paymentFootnote *
30-year fixed layer
X.XXX% X.XXX% X.XXX $X.XXX
 

All products, rates, APRs, and credit assumptions valid on XX/XX/XXXX and are subject to change without notice. Chart data is for illustrative purposes only. Conforming and Jumbo data assumes a borrower with excellent credit and FHA data assumes a borrower with good credit. Accuracy is not guaranteed and products may not be available for your situation.
Loan assumptions and disclosures.

* Conforming and Jumbo monthly payment includes principal and interest only (FHA monthly payment includes principal, interest, and mortgage insurance). Any other fees such as tax and insurance are not included and will result in a higher actual monthly payment.

5/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 5 years. 7/1 Adjustable Rate Mortgage (ARM) interest rate and payment subject to increase after 7 years. Select the Adjustable Rate Mortgage (ARM) monthly payment for important information, including estimated payments and rate adjustments.

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